SchemesThursday, 9 April 2026·The Hindu
PM MUDRA Yojana completes 11 years with ₹40.07 lakh crore disbursed
PMMY marked 11 years on 8 April 2026 with ₹40.07 lakh crore disbursed through over 57 crore loan accounts.
Key highlights
Direct fact
On 8 April 2026, the Pradhan Mantri MUDRA Yojana (PMMY) completed 11 years, with cumulative disbursement of ₹40.07 lakh crore through more than 57 crore loan accounts.
Key specifics
- PMMY was launched on 8 April 2015 under the Ministry of Finance.
- Loan categories include Shishu up to ₹50,000, Kishor from above ₹50,000 to ₹5 lakh, and Tarun from above ₹5 lakh to ₹10 lakh.
- Tarun Plus, introduced in 2024, covers loans from ₹10 lakh to ₹20 lakh for eligible borrowers.
- In FY 2024-25, women borrowers accounted for 59.81% of accounts and 37.45% of the disbursed amount.
- Uttar Pradesh led state-wise disbursement with ₹58,111 crore, followed by Bihar at ₹54,064 crore and Maharashtra at ₹50,762 crore.
Exam lens
MCQ focus: scheme launch date, loan slabs, beneficiary share, state-wise disbursement; TNPSC may ask which ministry administers PMMY and what Tarun Plus covers.